A guide to buying property in Kenya
1. Online search
In this step, you will factor in your budget, preferred location, type of property, size, condition of the property, closing costs, amenities, the must have and what can be compromised.
You will then proceed and start your online search at www.homehunters.co.ke/properties-for-sale or you can call/WhatsApp us on +254 (794) 764-373 and we will be happy to assist you with the search.
We will share a form for you to complete. This will help us to know a little bit about you and the property you’re looking for including your preferred financing option.
2. Financing
Your property will cost you more that the purchase price. It is important to know what the final cost will be and how you will fund it. Additional costs include legal, agency, valuation, survey, repairs, bank charges, insurance, taxes, management fees, service charge and property registration costs. Not all costs may be applicable to your property. As a guide, you can factor and additional 10% of the price as additional costs.
3. Viewing
In this step, you will now need to physically visit and see the property from your search. We will schedule the property viewing and answer any questions you may have. You can prepare a list of questions you want answered before hand to ensure you cover all the key points that matter to you. We will make available information relating to the property you select.
4. Offer
You will appoint a lawyer to help you with the transaction.
In this step, you will be ready to make an offer to the seller. We will guide you on the offer preparation, as this is the stage where your due diligence process starts. We will then proceed and take the offer to the seller. Once your offer is accepted, the seller’s lawyer will draft a sale agreement and share it with your lawyer for your consideration.
5. The Sale Agreement
This is the legally binding document for the transaction. Once it’s duly signed, you will be required to pay a deposit, usually 10%. Your lawyer will then receive the completion documents to continue with the due diligence process.
If bank financing is involved, there will be an additional lawyer from the bank and other bank processes to perform such as valuation of the property.
6. Completion
After your lawyer is satisfied that all the legal paperwork is in order, you will be asked to pay the balance of the purchase price and the title to the property will then be registered in your name. You will receive the keys to the property, and it will now be officially yours!
Important Notice: © Home Hunters 2026. This guide is published for general information only and not to be relied upon in any way. Although high standards have been used in the preparation of the information, analysis, views and projections presented in this report, no responsibility or liability whatsoever can be accepted by Home Hunters for any loss or damage resultant from any use of, reliance on or reference to the contents of this guide. As a general guide, this material does not necessarily represent the view of Home Hunters in relation to any property or project. Home Hunters is a registered real estate agency with EARB, member number 1916.